Free Checking

No minimum balance requirement, unlimited check writing, no monthly maintenance fee…it’s truly free.  Your first order of checks is FREE, get FREE internet banking and BillPay, FREE debit card, and FREE telephone banking all at no cost.

Choice Checking

With Choice Checking you will receive all the advantages of Free Checking plus – interest(1) on your balance, personalized checks, cashiers checks, discount on safe deposit boxes plus a journal, insurance, notary service, gift discounts and much more for only $5 per month.

Regular Checking

Our regular checking accounts have a minimum deposit of $100 and varied service charges from $0 to $7.

Student/ Budget Account

This account has no minimum balance and you are charged only for the checks you write or the debits you make.

Lifestyle 50 Account

This is a perfect account for those ages 50 and over.  You just need a $100 average daily balance to avoid any service charge.  Also, you can earn interest(1) and receive free checks and many other benefits.

Lifestyle 50 Plus Account

You receive all the advantages and benefits of the Lifestyle 50 Account plus – no minimum balance, earn interest on the full balance with no minimum required, preferred CD rates, grocery coupon book, eye-care discounts, walk-in pharmacy card and much more for only $4 per month.

NOW Account

Enjoy a checking account that pays you a competitive interest rate while you take advantage of unlimited check writing.  No monthly service fee is charged if the average daily balance remains above $1,000.

Prime and Prime Plus Accounts

Our Prime Account is our most popular interest bearing account.  Featuring a tiered-rate, your interest rate increases as your balance increases.  The account is subject to limited transactions but you will enjoy seeing your balance grow as the interest is compounded monthly.  The Prime Plus account is a no-fee personal checking account for Prime Account holders.  Receive free checks, higher debit card transaction limits, loan specials, an optional sweep feature, and more.

Summit & Summit Gold Account

We place a high value on our commercial account relationships and proudly offer our commercial account holders a choice of two personal checking accounts – Summit and Summit Gold.  These accounts pay a competitive interest rate and many benefits including unlimited check writing and free checks, a safe deposit box with no rental fee, a debit card with a higher daily limit, a Visa Gold with no annual fee and a low rate*, 100% home equity and auto loans*, and exclusive CD offers.

Employee Advantage

Reap the benefits of your employer doing business with us!  This account is only offered to the employees of our Commercial Deposit customers.  Features included are – no monthly fee, unlimited check writing, first order of checks provided, loan specials, and much more.  A direct deposit is required.

Other Checking Services

Overdraft Privilege* - You can be confident that even if you run short in your checking account, we have you covered.
Sweep Accounts* – Sweep money between your interest bearing account and your every day operating account to maximize your earnings.
Easy Access Line of Credit* - Easily access your credit line through your checking account.  Contact a loan officer for details.
Convenience Services – We make it simple to manage your accounts through Internet Banking, BillPay, Telephone Banking, Debit Cards*, and e-Statements all at no cost to you.  Your accounts are always available at your fingertips.

Compare Checking Accounts

*upon approval
(1) interest is paid if required minimum balance is met